Travel is unpredictable—protect your trip, health, and wallet with travel insurance. It’s affordable peace of mind.
By Karen Pearson
Because peace of mind is priceless
“If you can’t afford travel insurance, you can’t afford to travel.”
That saying has stood the test of time — and for good reason.
Travel is one of life’s great joys, but it’s also full of the unexpected. Whether you're heading overseas or exploring closer to home, protecting your investment and your well-being should be part of your planning checklist.
What Can Go Wrong? More Than You Think.
Picture this:
- You need to cancel your trip due to illness or a family emergency.
- Your luggage never arrives at your destination.
- You get sick or injured and need medical care while abroad.
- A storm disrupts your cruise or tour itinerary.
- Your passport is lost or stolen mid-trip.
Travel is unpredictable — and that’s part of the adventure. But that’s also why having a safety net matters.
What Travel Insurance Covers
Policies vary, but many travel insurance plans include:
- Trip cancellation and interruption coverage
- Emergency medical care (especially important outside your home country)
- Lost or delayed baggage
- Travel delay compensation
- Assistance with lost documents or emergency return home
Many plans are customizable to suit your destination, trip length, and travel style — whether you're on a cruise, a backpacking trip, or a family vacation.
Why You Shouldn't Rely on Your Credit Card
Some credit cards offer limited coverage, but often it’s not enough. Coverage may exclude certain destinations or trip lengths and might not include emergency medical insurance — one of the most important components.
Final Thought
Travel insurance offers peace of mind for the moments you never plan for. It’s a small investment that protects your bigger one — your trip. Whether you use it or not, it’s worth having.
So before you pack your bags, double-check your policy. The smartest travelers don’t leave home without it.
